Mortgage loan repurchase

Supporting documents for a loan buyback

If the desire is to consolidate credits, then supporting documents must be gathered for the proper constitution of the file.

A complete and well-put together file is easy to understand and quickly processed! (prepare to obtain a favorable opinion)

The nature of the operation requires a complete list of documents to be provided to allow your broker who is an expert in the study of the credit redemption file to establish an in-depth study of your financial situation to characterize the rapid credit redemption adapted to your needs. projects and your repayment capabilities.

Mandatory documents for a grouping of credits

The list of supporting and mandatory documents for setting up a credit restructuring file is divided into six pockets, each of them from different sources and information.


  • National Identity Card (CNI) of the borrower and co-borrower

Family situation

  • Family record book
  • Marriage or PACS contract ...
  • Divorce decree


  • Employees : last tax notice
  • Last three payslips
  • Pay slip December N-1
  • If professional seniority <1 year employment contract
  • Self-employed and company managers : last 3 tax notices
  • Last 3 balance sheets, company status and k bis of -3 months.
  • Nursery assistants: last 3 employer payslips + approval
  • Pensions / Pensions / Annuities : Proof of pensions, annuities and pensions paid
  • Land : rental lease / tax form 2044
  • Social benefits : Supporting documents from the various social funds (CAF, Apl, etc.)

Bank accounts

  • Last 3 months of statements of all accounts (current account, savings and credit card payments)
  • 1 RIB

Current consumer loans and credits, or various debts

  • Last statements (statements) of renewable credits (money reserves)
  • Amortization tables or balance management for early repayment issued by the lender
  • “Family” debt: sworn statement + copy of the creditor's CNI + proof of creditor's address
  • "Fiscal" debt (tax delays ...): Legible certificate of less than three months + contact details and references of the creditor and the debtor

Real estate loans being amortized

  • Loan offer (s) and amortization tables or balance management for early repayment issued by the lender

Housing and accommodation

  • Housing tax
  • Property tax
  • Certificate or title of ownership
  • Last receipt from Edf, telephone or Adsl
  • Hosted free of charge or official accommodation: certificate on the employer's honor or proof of the landlord free of charge.

This site uses cookies to produce audience statistics. By continuing to browse this site, you declare that you accept the use of these cookies. Learn more OK